# Instant Funding Agreement

**Welcome to BitFrog Instant Funding Services!**

BitFrog is committed to providing traders with cost-efficient, fast, and intelligent capital solutions. Before commencing trading, please read and fully understand all terms of this Agreement.

This Agreement aims to inform you about:

1. Our service model and rules;
2. Your rights and obligations when using the service;
3. The platform’s risk control mechanisms and scope of responsibility.

For clarity, BitFrog (hereinafter referred to as "the Platform" or "we") and the users of the Platform's services (hereinafter referred to as "you" or "the User") are collectively referred to as "the Parties" and individually as "a Party." Any natural person or entity accessing or using the Platform via [https://bitfrog.io](https://bitfrog.io/) is deemed a user of the Platform.

By registering an account, accessing the Platform, or using any services provided, you acknowledge that you have read, fully understood, and voluntarily agreed to be bound by this Agreement and any additional terms published by the Platform. This Agreement shall have legal effect upon both Parties immediately.

The Platform reserves the right to revise this Agreement periodically due to business or legal requirements. Revised versions will be published on the Platform and will take effect immediately upon publication. Continued use of the Platform after updates constitutes your acceptance of and commitment to comply with the revised Agreement. If you do not agree with any terms of this Agreement (including revised versions), please cease using the Platform immediately.

***

### Risk Disclosure and Platform Statement

Before using BitFrog Instant Funding Services, please carefully consider the following potential risks. Trading digital assets is not suitable for all individuals, and you must make prudent judgments based on your own circumstances.

#### 1. Asset Nature

Digital assets are not legal tender and are not backed by any government, financial institution, or the Platform. Most digital assets operate in regulatory grey areas, and their value is not guaranteed or protected by central banks or financial authorities.

#### 2. Market Volatility

Digital asset prices may fluctuate dramatically in short periods, exposing traders to high market risks.

#### 3. Liquidity Considerations

Not all digital assets have sufficient liquidity at all times. Insufficient market liquidity may prevent you from executing trades at expected prices or may result in an inability to close positions.

#### 4. Technical Risks

Trading digital assets depends on underlying technologies such as the internet and blockchain. These technologies may experience failures, vulnerabilities, hacks, protocol errors, or malicious exploitation, potentially affecting trading or causing losses.

#### 5. Cybersecurity Risks

Digital assets’ heavy reliance on technology makes them vulnerable to cyberattacks. Loss of private keys, platform breaches, or hacking incidents may result in irrecoverable loss of assets.

#### 6. Irreversible Transactions

Each digital asset has a unique deposit and withdrawal address. Sending assets to an incorrect address is irreversible. Similarly, incorrect withdrawal addresses cannot be undone once transactions are processed.

#### 7. Legal and Regulatory Uncertainty

Regulatory definitions and policies for digital assets vary across jurisdictions. Governments may impose restrictions on trading, using, or holding digital assets, affecting asset value and liquidity. Banks or payment providers may refuse to support digital asset transactions.

#### 8. Tax Compliance

Profits from digital asset trading may be subject to taxation based on your jurisdiction. You are responsible for understanding and fulfilling any tax reporting obligations and should consult professional advisors if necessary.

> Note: The above risks are not exhaustive. Digital asset trading entails unpredictable risks. Users should assess their financial situation and risk tolerance carefully. BitFrog shall not be liable for any trading losses.

***

### Section I: Potential Risks of Using This Service

1. **Network and System Risks**
   * **Communication and system failures:** Internet instability, network interruptions, system congestion, server downtime, or data transmission errors may impact trading operations.
   * **Technical infrastructure risks:** Malfunctions of systems or communication devices, whether on your side, the Platform, or third-party providers, may affect service functionality.
2. **Security and Attack Risks**
   * **Malware and hacking:** Viruses, Trojans, ransomware, or other malicious software may compromise your devices or Platform systems.
   * **Phishing and fraud:** Impersonation of the Platform or dissemination of fraudulent information may lead to disclosure of sensitive credentials.
   * **Account security responsibility:** You are responsible for safeguarding your account credentials. Unauthorized access due to negligence will be borne by you.
3. **Information and Data Risks**
   * Data transmission or storage errors, missing updates, or delays may affect trading judgment or execution.
4. **Regulatory and Legal Risks**
   * The Platform may be required to suspend or terminate services in compliance with applicable laws or regulatory directives. We will comply but shall not be liable for any resulting losses.

***

### Section II: Rights Regarding Rule Violations

The Platform reserves the right to suspend or terminate accounts or services without prior notice if we reasonably determine that you have violated this Agreement or local laws.

***

### Section III: General Risk of Digital Asset Trading

* Digital asset trading carries high risk and is not suitable for most individuals.
* Users may lose part or all of their invested funds.
* Users should only invest funds they can afford to lose.
* Additional unforeseen risks may arise. Users are encouraged to consult legal, tax, or financial advisors.
* The Platform endeavors to ensure accurate information but is not responsible for errors, omissions, or delays.
* Users bear full responsibility for trading decisions and potential losses.

***

### Section IV: Official Platform Information

[https://bitfrog.io](https://bitfrog.io/) is the sole official channel for BitFrog information. The Platform is not responsible for information obtained from other channels.

***

### Section V: Prohibited Conduct

1. **Zero Tolerance for Illegal Activities**
   * Money laundering, terrorist financing, fraud, smuggling, or other illegal activities are strictly prohibited.
   * Violation may result in frozen accounts, reporting to authorities, and refusal of payouts.
2. **Prohibition of Unethical Trading**

   * Manipulation of markets, exploiting system vulnerabilities, or disrupting trading fairness is strictly prohibited.
   * Preventive measures may include warnings, account restrictions, closure, or denial of payout for offending profits.

BitFrog Legal Disclaimer

**Section VI: Legal Disclaimer**\
The Legal Disclaimer is an integral part of this Agreement. Please read and fully understand its content.

#### 1. General Provisions

1.1 This Agreement consists of the main text, the BitFrog Privacy Policy, the Risk Disclosure, the Legal Disclaimer, and any rules, statements, or notices issued or to be issued by the Platform (collectively, the “Additional Documents”).

1.2 Before using the services, please carefully read this Agreement and the Additional Documents. If you have any questions, consult a professional attorney. If you do not agree with this Agreement or any amendments, please cease using the services immediately. Logging in or using the Platform constitutes your full understanding and acceptance of all terms.

1.3 By registering, logging in, or using the services, and by clicking “Agree” or similar buttons, or using any other method permitted by the Platform, you agree to be legally bound by this Agreement without the need for a handwritten signature.

***

#### 2. Eligibility

2.1 You represent and warrant that you:

* Have read and agreed to this Agreement, the Privacy Policy, the Risk Disclosure, the Legal Disclaimer, and any additional documents issued or updated by the Platform;
* Are at least 18 years old or have reached the legal age required by applicable law and have full civil capacity;
* Have prudently evaluated your financial situation and risk tolerance and accept all resulting losses;
* Are not a restricted person;
* Will comply with all applicable laws, including tax reporting obligations;
* Will not engage in activities harming the Platform or third parties;
* Will not use the services for illegal purposes, including but not limited to money laundering, smuggling, fraud, extortion, terrorist financing, or illegal gambling.

2.2 Registration Process

1. To use the services, you must register a Platform account and provide valid email, phone number, and other required information. Login credentials will be sent via email. You may be required to provide real-name verification, identity documents, and maintain accurate registration information. You are responsible for its authenticity and any resulting losses.
2. If your jurisdiction requires phone number verification, you confirm that your submitted number has completed such verification; otherwise, any loss is your responsibility.
3. Upon successful registration and account activation, you may use the services.
4. You consent to receiving operational or management notifications via email and/or SMS from the Platform.

***

#### 3. Products and Services

3.1 Service Scope\
Services include trading with platform-provided capital in the cryptocurrency market, access to analytical tools, and educational materials.

3.2 Product Types\
The service includes Challenge and Verification phases. Selected challenge options will apply to subsequent verification, and related parameters and tokens cannot be changed once chosen.

3.3 Account Management

* Each user may only maintain one account.
* Challenge and verification totals may be limited by initial capital. Users may not transfer or merge performance, parameters, or data across accounts.
* Account access is protected by login credentials; users may not share personal information with third parties.
* Users may request account closure on the product page. Once approved, the user may no longer access the services. Paid fees are non-refundable.

***

#### 4. Trading Rules

4.1 Users may execute any trades unless explicitly prohibited by this Agreement.

4.2 You agree that the Platform may access your trading data and that you consent to share this information with the Platform.

4.3 Prohibited Trading Behaviors\
4.3.1 Users shall not intentionally or unintentionally:

* Exploit platform errors, such as incorrect prices or delayed updates;
* Trade based on external/third-party data feeds in a manipulative manner;
* Use software, AI, or other tools to gain unfair advantage over the system or other users.

4.3.2 All services are for personal use only; only you may access and trade with your account.

4.4 Consequences of Prohibited Behavior

* The Platform may consider your account as failing to meet challenge or evaluation conditions;
* Violating trades may be ignored or removed from records;
* Services may be immediately suspended or leverage benefits revoked.

4.5 The Platform is not liable for any user trades or investment activities.

4.6 Cryptocurrency markets are highly volatile. No profit guarantee is made for simulated or actual trades.

***

#### 5. Fees and Payment

5.1 Fees vary by plan and are displayed on the Platform.

5.2 Challenge fees depend on initial capital and acceptable risk levels. Discounts and promotions may not be combinable unless stated otherwise.

5.3 Users must ensure sufficient balance in their BitFrog account. The Platform may deduct fees directly. Failure to pay may result in cancellation.

5.4 Fees are denominated in USDT.

5.5 The Platform may revise fees with notice; prior purchases are not affected.

***

#### 6. Suspension or Termination of Services

6.1 The Platform may suspend, restrict, or terminate access if:

* Required identity verification is not provided;
* You violate the Agreement or Platform rules;
* Required by authorities;
* Force majeure prevents service continuation;
* Other reasonable grounds exist.

6.2 Users must:

* Comply with laws and avoid illegal or harmful activities;
* Safeguard account credentials;
* Accept responsibility for all activities under their account;
* Not interfere maliciously with platform operations;
* Bear all applicable taxes, hardware/software costs;
* Comply with updated rules and agreements.

***

#### 7. Platform Rights and Obligations

* The Platform may reject registration or close accounts for ineligible users;
* The Platform may suspend accounts suspected of unauthorized use;
* The Platform may request corrections of inaccurate information;
* The Platform may suspend accounts for suspected illegal or market-manipulating behavior;
* The Platform may correct errors;
* The Platform may restrict or terminate accounts at its discretion;
* The Platform may modify or terminate services without notice;
* The Platform will maintain technical measures to ensure operational integrity;
* The Platform may remove content violating laws or rules;
* The Platform may require additional information for compliance;
* The Platform may disclose violations to protect users or comply with laws.

***

#### 8. Account Security

8.1 Users must take measures to protect account security, including data backups and virus protection. The Platform is not liable for damages due to negligence.

8.2 Users must secure access credentials, including strong passwords and up-to-date contact information. Account sharing is prohibited.

8.3 Users must notify the Platform immediately of suspected unauthorized access or security breaches.

### 9. Privacy Policy

The Privacy Policy is an integral part of this Agreement. Please refer to the Privacy Policy on the Platform’s website for details regarding the collection and use of personal data. By registering or using the services, you agree to all terms of the Privacy Policy.

***

### 10. Intellectual Property

10.1 All intellectual property rights of the Platform belong to the Company. All intellectual works contained on the Platform—including, but not limited to, logos, databases, website design, text, graphics, software, photos, videos, music, sounds, compiled software, and source code—are the property of the Platform. You may not copy, modify, reproduce, transmit, or use any of these materials for commercial purposes. All rights in the Platform name, including goodwill, trademarks, and logos, belong to the Platform.

10.2 During the term of this Agreement or while using the services, the Platform grants you a non-exclusive license to use the intellectual property related to the services (excluding trademarks). Using or logging into the Platform does not transfer any intellectual property rights to you.

10.3 You shall not, unless explicitly authorized in writing by the Platform:

* Copy, modify, publish, transmit, distribute, perform, display, or sell any Platform intellectual property;
* Decompile, reverse engineer, or attempt to discover any source code, algorithm, or concept of the Platform;
* Use deep links, web crawlers, bots, scripts, algorithms, or other automated methods to access, copy, or monitor any part of the Platform;
* Track or attempt to track other users or visitors;
* Probe, scan, or test the Platform or connected networks for vulnerabilities;
* Use any device, software, or program to interfere with the Platform’s normal operations or other users’ access;
* Hack, crack passwords, or access any Platform features without authorization;
* Falsify or manipulate authentication to conceal identity or information;
* Spread viruses, malware, or other malicious programs;
* Modify, copy, download, store, transmit, redistribute, broadcast, publish, delete, or alter any copyright notices, or sublicense, sell, lease, or create derivative works from the Platform’s intellectual property;
* Violate applicable laws or infringe third-party rights, including copyrights, patents, trademarks, trade secrets, publicity rights, or privacy rights.

10.4 By using the Platform, you agree to assign exclusively and without compensation any copyrights in information you publish on the Platform to the Platform, including reproduction, distribution, rental, exhibition, performance, broadcasting, online transmission, adaptation, translation, or compilation rights. The Platform may initiate legal action against any infringement and recover full compensation.

10.5 You shall not illegally use or dispose of the Platform’s or third-party intellectual property. You may not publish or authorize third-party use of content you post on the Platform.

***

### 11. Indemnification

11.1 You shall indemnify and hold the Platform harmless from any claims, actions, disputes, or demands brought by third parties, governments, or industry authorities arising from or related to:\
(a) Your access or use of your account or the services;\
(b) Your violation of applicable laws;\
(c) Your breach of this Agreement or any Additional Documents;\
(d) Your infringement of any third-party rights.\
This includes any actual or indirect losses, damages, costs, fees, penalties, or attorney/professional fees (“Losses”).

11.2 You agree to release the Platform from any claims or demands arising directly or indirectly from disputes with other users or third parties in connection with the services, including any digital asset transactions.

***

### 12. Right to Injunctive Relief

Both Parties acknowledge that remedies at law may be insufficient to remedy breaches or potential breaches. The Platform reserves the right to seek injunctive relief or other equitable remedies as permitted by law.

***

### 13. Limitation of Liability

13.1 To the maximum extent permitted by law, the Platform assumes no statutory or contractual warranties.

13.2 Under no circumstances shall the Platform be liable for:

* Loss of profits, investment returns, or principal;
* Losses due to service interruptions, delays, or system unavailability;
* Technical errors or inaccurate information;
* Loss of opportunities, goodwill, or reputation;
* Loss due to incorrect payment addresses or unsupported assets;
* Data corruption, loss, inaccuracies, or transmission delays;
* Stolen devices;
* Costs of alternative products or services;
* Indirect, special, or consequential damages except for losses due to intentional misconduct or gross negligence;
* Any risks outlined in the Risk Disclosure.

13.3 The Platform is not liable for losses arising from:

* Your gross violation or illegal conduct;
* Suspected illegal or unethical behavior;
* Account freezes by judicial or regulatory authorities;
* Fees or losses from using the services;
* Misunderstandings regarding the services;
* Other losses not caused by the Platform.

13.4 The Platform does not guarantee that information, programs, or text on the Platform is free from viruses, malware, or interference. Use of the Platform and its services is at your own risk.

13.5 The Platform provides no warranties for third-party websites, content, products, or services. Use of third-party services is at your own risk.

13.6 No express or implied warranty is given regarding suitability, error-free operation, continuity, accuracy, reliability, or fitness for a particular purpose. Users assume all risks associated with using the services.

13.7 These warranties replace any other warranties, written or oral, express or implied.

13.8 The services do not constitute investment advice or recommendations. No employee or representative is authorized to provide investment advice.

13.9 The Platform retains all rights to limit, exclude, or offset liability to the maximum extent permitted by law.

13.10 By using the services, you acknowledge that all risks arising from operations conducted under this Agreement are borne by you.

13.11 These limitations apply to the maximum extent allowed by law and survive termination of the Agreement.

***

### 14. Third-Party Services

The Platform may provide services via third parties. You authorize third parties to access your account and data for this purpose. You agree not to hold the Platform liable for any acts or omissions by such third parties and shall indemnify the Platform against any resulting claims. Permissions may be revoked or updated in your account settings at any time.

***

### 15. Termination

15.1 The Platform may unilaterally terminate this Agreement if the user fails to complete the challenge registration or payment.

15.2 The Platform may terminate all services under this Agreement, which shall automatically terminate the Agreement on the date of termination.

15.3 Upon termination, the user has no right to demand continued service, retention of account information, or disclosure to third parties.

15.4 Termination does not affect the rights of either Party to claim other liabilities.

***

### 16. Dispute Resolution

16.1 Any dispute arising from this Agreement, related documents, or transactions (“Dispute”) shall first be resolved through friendly negotiations.

16.2 If negotiation fails, the Dispute shall be submitted to the Hong Kong International Arbitration Centre (HKIAC) for arbitration in accordance with its rules. The arbitration seat shall be Hong Kong, with one arbitrator appointed under HKIAC rules. Arbitration shall be conducted in English and the award shall be final and binding. These arbitration provisions survive the termination of this Agreement.

16.3 You agree that all claims must be filed individually and waive rights to class actions, collective actions, representative actions, or private attorney general actions.

***

### 17. Assignment

Rights and obligations under this Agreement are binding on successors, heirs, executors, and administrators. You may not assign them to any third party without the Platform’s consent.

In the event of a merger, acquisition, or transfer of control of the Company, the Platform may assign rights and obligations under this Agreement as part of such corporate transaction.

***

### 18. Entire Agreement

This Agreement (including updates) and all published Platform rules constitute the complete agreement between you and the Platform regarding the services.

***

### 19. Severability

If any provision is deemed invalid, unenforceable, or illegal by a court of competent jurisdiction, the remaining provisions shall remain in full effect.

### 20. Non-Agency Relationship

Nothing in this Agreement shall be construed to create, imply, or otherwise constitute the Platform as your agent, trustee, or representative, except as expressly provided herein.

***

### 21. Waiver

The waiver by either Party of any breach or non-performance of this Agreement shall not constitute a waiver of any other breach or non-performance. Failure to exercise any right or remedy shall not be construed as a waiver of that right or remedy.

***

### 22. Force Majeure

The Platform shall not be liable for any delay or failure in performance resulting from force majeure events, including but not limited to natural disasters, wars, labor disputes, system failures, or other causes beyond the Platform’s reasonable control.

***

### 23. Headings

All headings are for convenience only and shall not be used to expand, limit, or interpret the scope or content of this Agreement.

***

### 24. Governing Law

This Agreement shall be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region. Any claims or disputes arising from or related to services under this Agreement shall be subject to the exclusive jurisdiction of Hong Kong law.

***

### 25. Notices

25.1 The Platform may send notices to the email address provided by you. You are responsible for maintaining accurate and current contact information. Notices sent to the email address will be deemed received regardless of delivery failure notifications.

25.2 All notices, consents, or communications under this Agreement must be in English, in writing, and signed or otherwise authorized by the sender.

***

### 26. Complaints and Suggestions

Users are encouraged to contact the Platform with any complaints regarding the services or suggestions for improvement.

***

### 27. Effective Date and Interpretation

27.1 This Agreement becomes effective upon your registration as a Platform user or upon accessing, logging in, or using the Platform services, and is binding on both Parties.

27.3 The Platform reserves the right of final interpretation of this Agreement.

***

### 28. Definitions

* **Applicable Law**: All laws, rules, regulations, ordinances, principles of equity, directives, notices, orders, judgments, guidelines, or instructions applicable to the provision, receipt, or use of the Platform services or any related products or deliverables, including common law, statutory law, and self-regulatory organization rules.
* **Digital Assets**: Digitally represented value or rights transferable and stored using distributed ledger or similar technology, including cryptocurrencies, stablecoins, NFTs, and tokenized derivatives.
* **Email Address**: Any email address associated with your account in accordance with Platform procedures and agreements.
* **Force Majeure Events**: Include, but are not limited to, (A) fire, strikes, riots, terrorist acts, wars, labor actions; (B) natural disasters such as floods, tornadoes, earthquakes, hurricanes; (C) epidemics or public health emergencies; (D) government or regulatory prohibitions preventing the Platform from providing services; (E) suspension or closure of Platform partners; (F) nationalization of partner entities; (G) restrictions imposed by authorities on digital asset trading; (H) extreme volatility in digital asset prices, supply, or demand; (I) transmission, communication, or computing failures; (J) failures by vendors, brokers, custodians, exchanges, staking platforms, liquidity pools, cross-chain bridges, or regulators; (K) failure to provide liquidity; (L) labor or strike disruptions; (M) severe market disruptions.
* **Intellectual Property**: All rights in human-created works with economic value, including but not limited to trademarks, logos, databases, website designs, texts, graphics, software, programs, recordings, videos, music, sounds, compilations, patents, designs, copyrights, trade secrets, and any rights or applications therefor.
* **Regulatory Authority**: Any government, administrative, legislative, judicial, supervisory, or regulatory body at domestic or foreign levels, including self-regulatory organizations, courts, arbitration panels, or committees with authority over the Platform.
* **Trademark**: All trademarks, service marks, and logos displayed or used on the Platform, via the website, or through Platform services.


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